Coding

Cursor

Featured Free hobby · Pro-class individual · Teams Standard/Premium with dual usage pools. Verify on cursor.com — agent loops and premium model picks drive the real bill more than the seat sticker.

Buy Cursor only if multi-file agents are weekly work — not a third seat beside Copilot and Claude Max.

Claude Code

Featured Usage / Claude subscription envelopes (Max common for heavy). Verify on Anthropic — weekly ceilings and unattended runs dominate cost.

Terminal/CI agent overflow — not a silent third daily driver beside Copilot and Cursor.

GitHub Copilot

Featured Individual Pro/Pro+/Max · Business/Enterprise per seat + AI Credits (completions typically free on paid). Verify on GitHub — budgets beat hope.

Keep Copilot when GitHub is the factory — don’t also buy Cursor and Claude Max for the same tickets.

Devin Desktop (formerly Windsurf)

Free $0 · Pro $20/mo · Max $200/mo · Teams $80/mo + $40/mo per full dev seat (up to 200 users) · Enterprise custom. Quotas refresh daily + weekly; extra usage on paid plans is bought at API pricing. Free SWE-2 in Desktop/CLI through 16 Oct 2026. Verified 2026-10-06 on devin.ai/pricing (sources: devin.ai/pricing · docs.devin.ai/desktop/devin-desktop-faq).

Windsurf is Devin Desktop now — buy it to manage agents, not as a third AI IDE seat.

Aider

Free client (BYO API keys). Token usage is the real bill—verify models and setup on aider.chat.

Git-native pair programming in the terminal—BYO keys, no IDE tax

Replit Agent

Replit free + Core/Pro-class plans (agent quotas vary). Verify on replit.com.

Cloud IDE agent for apps without local setup—not your monorepo factory