Pay for an AI IDE—or keep renting autocomplete in someone else’s editor
The seat you keep when GitHub is the factory—and agents started metering
Your team already lives in PRs and Actions, but June AI Credits made “flat Copilot” a fairy tale.
Keep Copilot when GitHub gravity is real. Don’t buy it as an agent IDE replacement for Cursor.
Use it when you need many IDEs plus PR/review loops, and completions should stay cheap/unlimited. Don’t use it as your only multi-file agent runtime if credits throttle before tickets die—add Cursor or Claude Code with a budget owner.
Money: Business/Enterprise stickers look friendly until agent/review burn and Actions double-metering. Switching off Copilot is political in Microsoft shops.
Vs rivals: Cursor wins agent-native IDE; Claude Code wins unattended terminal; Copilot wins “already in the PR.”
Pricing: Individual Pro/Pro+/Max · Business/Enterprise per seat + AI Credits (completions typically free on paid). Verify on GitHub — budgets beat hope.
Pay for an AI IDE—or keep renting autocomplete in someone else’s editor
When the agent should live in the terminal—not rent space in your GUI IDE
Cursor isn’t the only agent IDE—especially if you won’t leave JetBrains
OpenAI's coding agent lineage
Open-source autonomous coding agent
AI pair programming in your terminal